:root{--bg:#f7f9fc;--card:#fff;--text:#152033;--muted:#5f6b7a;--line:#e2e8f0;--primary:#2457e6;--soft:#eef3ff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--text);margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.55}a{color:inherit;text-decoration:none}.wrap{width:min(1120px,100% - 32px);margin:auto}.site-header{border-bottom:1px solid var(--line);z-index:20;background:#fff;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:20px;height:68px;display:flex}.brand{font-size:1.12rem;font-weight:800}.brand span{color:var(--primary)}nav{color:var(--muted);gap:18px;font-size:.93rem;display:flex}.hero{background:linear-gradient(#fff 0,#f7f9fc 100%);padding:72px 0 46px}.hero-grid{grid-template-columns:1.25fr .75fr;align-items:center;gap:48px;display:grid}.eyebrow{color:var(--primary);text-transform:uppercase;letter-spacing:.1em;font-size:.78rem;font-weight:800;display:block}.hero h1,.page-hero h1{letter-spacing:-.045em;margin:12px 0 20px;font-size:clamp(2.25rem,5vw,4.35rem);line-height:1.02}.hero p,.lead{color:var(--muted);max-width:720px;font-size:1.12rem}.actions{flex-wrap:wrap;gap:12px;margin-top:26px;display:flex}.btn{border:1px solid var(--line);background:#fff;border-radius:11px;justify-content:center;align-items:center;padding:13px 18px;font-weight:700;display:inline-flex}.btn.primary{background:var(--primary);color:#fff;border-color:var(--primary)}.trust-card,.content,.calculator{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:0 12px 30px #0f172a0d}.trust-card ul{color:var(--muted);margin:10px 0 0;padding-left:20px}section{padding:48px 0}.section-title{margin:0 0 8px;font-size:2rem}.section-sub{color:var(--muted);margin:0 0 24px}.cards{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.card{border:1px solid var(--line);background:#fff;border-radius:16px;padding:22px;transition:all .2s}.card:hover{border-color:#c8d5ff;transform:translateY(-2px);box-shadow:0 10px 24px #0f172a0f}.card h2,.card h3{margin:8px 0;font-size:1.14rem}.card p{color:var(--muted);margin:0}.card-link{color:var(--primary);margin-top:18px;font-weight:700}.page-hero{padding:56px 0 24px}.page-hero h1{font-size:clamp(2.1rem,4.5vw,3.4rem)}.calc-grid{grid-template-columns:.9fr 1.1fr;gap:24px;display:grid}.calc-inputs{align-content:start;gap:14px;display:grid}.field{gap:6px;font-size:.9rem;font-weight:700;display:grid}.field input,.field select{width:100%;color:var(--text);background:#fff;border:1px solid #cbd5e1;border-radius:10px;padding:12px 13px;font-size:1rem}.field input:focus,.field select:focus{border-color:var(--primary);outline:3px solid #dbe5ff}.result-card{background:var(--soft);border:1px solid #d8e2ff;border-radius:16px;padding:22px}.result-card>strong{margin:5px 0 18px;font-size:2.35rem;display:block}.result-rows{gap:9px;display:grid}.result-rows>div{border-bottom:1px solid #d9e2f5;justify-content:space-between;gap:16px;padding-bottom:8px;display:flex}.result-rows span{color:var(--muted)}.calc-note{color:var(--muted);margin:18px 0 0;font-size:.86rem}.content h2{margin-top:30px}.content h2:first-child{margin-top:0}.content p,.content li{color:#3f4a5a}.source-box{border-left:4px solid var(--primary);background:#f8fafc;margin:20px 0;padding:14px 16px}.ad-slot{color:#94a3b8;background:#fff;border:1px dashed #cbd5e1;border-radius:14px;justify-content:center;align-items:center;min-height:120px;margin:30px 0;font-size:.82rem;display:flex}.faq{gap:12px;display:grid}.faq details{border:1px solid var(--line);background:#fff;border-radius:12px;padding:16px}.faq summary{cursor:pointer;font-weight:700}.footer{color:#dbe3ef;background:#0f172a;margin-top:48px;padding:42px 0}.footer-grid{grid-template-columns:1fr 1fr;gap:24px;display:grid}.footer a{color:#fff}.legal{color:#9fb0c4;margin-top:20px;font-size:.85rem}@media (max-width:800px){nav{display:none}.hero{padding-top:48px}.hero-grid,.calc-grid,.footer-grid,.cards{grid-template-columns:1fr}.hero h1{font-size:2.65rem}.result-card>strong{font-size:1.9rem}}